Nothing in the world of Animal Crossing is free. In New Horizon, players have access to two forms of currency - Nook Miles and bells. Bells are the more common currency and are used to upgrade your island, purchase furnishings for your home, pay off mortgages, change your wardrobe, and so much more. You’re going to spend a good portion of your time in New Horizon trying to accumulate bells.

Luckily, there are many different ways to earn bells in Animal Crossing. The most common of these include:

Plant a Money Tree
In the world of Animal Crossing: New Horizons, money definitely does grow on trees. If you find a glowing spot on your island, dig it up to earn 1,000 bells. You can then deposit bells into the hole and, after some time, return to find a tree full of bell bags you can harvest. The more bell bags you deposit into the hole, the more your money tree is likely to produce.

Exchange Nook Miles for Bell Vouchers
Just by doing mundane tasks around the island, like fishing or crafting items, you can earn Nook Miles. You can exchange 500 Nook Miles for a Bell Voucher that can be redeemed for 3,000 bells.

Sell Valuable Fish and Insects
Catching bugs and fishing are fun activities in Animal Crossing, but they may also be lucrative. Some fish and insects are more valuable than others and will fetch you quite a few bells when sold to either C.J. or Flick. Keep an eye out for fish like koi, pike, red snapper, football fish, oarfish, and coelacanth. Insects you’ll want to grab include wasps, orchid mantis, and tarantulas.

Sell Fossils
After you donate a fossil to the museum, you’ll be able to do whatever you want with subsequent discoveries. In Animal Crossing, fossils can fetch you a pretty penny at Nook’s Cranny.

Shake a Tree
It’s not the most exciting method, but if you have some spare time, go around your island and shake some trees. Along with furniture and some wasp nests, you may also find bells dropping to the ground.

Hit a Rock
Every day, a rock on your island getaway transforms into the “money rock.” Locate it and start smacking it with a shovel to earn bells.

Watch for Floating Presents
You never know what may float over your island. When you see a balloon floating overhead, shoot it down with your slingshot. Even if you’re not rewarded with bells, you may receive items you can sell.

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